Give every paycheck a plan
Assign upcoming bills and reserve money for everyday spending, savings and investment contributions.
A clearer plan. Every payday.
Know what you can spend before payday.
Your balance is only part of the picture. Bring your paychecks, bills, everyday spending and savings into one simple planner—and see what’s already committed.
$49 USD / yearAnnual membership · Works in your browser
No bank connection. You stay in control of your entries.
INSIDE READY PAYDAYFictional example
See the plan behind your balance.
Based on your entries, not a live bank feed.
Manual entries, clearer decisionsPhone, tablet or computerPrivate planner with email sign-in
FOR THE MONEY QUESTIONS THAT COME UP EVERY WEEK
“It’s in my account.
But is it spoken for?”
Rent is next week. A subscription renews tomorrow. You still need groceries—and you’re setting money aside for a repair.
Ready Payday helps you put those commitments in one place. Assign bills to a paycheck, record what you’ve paid, and use your before-payday guide to make your next decision with more context.
Explore a free exampleWATCH BEFORE YOU BUY
A real look at
your next payday.
Follow a fictional plan from paycheck to bills, everyday spending, savings and a purchase decision. No sign-in needed to watch.
Jump to:
ONE PLANNER. THE WHOLE PAYCHECK PICTURE.
A place for what’s due.
And what’s next.
Keep the important details together, without connecting your bank or building another spreadsheet.
Actual app screens. All amounts shown are fictional.
Know what’s paid—and what’s pending
See bill dates, record payments, log purchases and review recurring subscriptions. A matching bill payment replaces its unpaid reservation.
Make your next decision clearer
Confirm your available cash, check your before-payday estimate and preview a purchase before recording any spending.
ALSO INCLUDED
- Savings goals
- Investment contribution tracking
- Recurring schedules
- Optional email reminders
- Monthly PDF reports
- Built-in help
YOUR FIRST CLEARER PAYDAY STARTS HERE
Three steps to your own plan.
Get annual access
Purchase Ready Payday through Gumroad using the email you want to sign in with.
Open your private planner
Enter your purchase email and the one-time sign-in code sent to your inbox.
Make it your payday
Add your paychecks and commitments. Confirm your cash and keep entries current as life happens.
LESS GUESSWORK. MORE CONTEXT.
A small habit.
A clearer money picture.
You’re paying for a reusable place to organize your commitments and understand what remains—every payday, throughout your membership.
No bank credentials needed. Ready Payday does not move money, pay bills or execute investments.
READY PAYDAY
Annual membership$49USD / year
One private planner. All planning tools included.
- Paychecks, bills, spending and subscriptions
- Before-payday guide and purchase previews
- Savings goals and investment contributions
- Schedules, optional reminders and monthly PDFs
- Built-in help and email support
Billed annually. Renews at $49 USD/year until canceled. Cancel renewal and keep access through your paid period. Taxes, if applicable, are shown at checkout.
Review purchase terms on GumroadA FEW THINGS TO KNOW
Good questions.
Clear answers.
Need a little help deciding?
support@tidytomorrowstudio.com
Does Ready Payday connect to my bank?
No. You enter activity and confirm the cash you have yourself. Ready Payday does not request your bank login credentials or automatically import bank transactions.
Is the spending guide my bank balance?
No. It is an estimate based on your entries, cash confirmation and remaining commitments. Keep your records current and consider pending charges or unlogged spending before deciding. It is not a guarantee of affordability.
Does it pay bills or invest for me?
No. Ready Payday helps you plan and record activity. It does not transfer money, pay bills, execute investments or track investment returns.
Can I try it before purchasing?
Yes. Watch the walkthrough above or explore the public example to see how the planner works. An active membership is needed for your own private planner.
How do I sign in after buying?
Open Ready Payday sign-in, enter the email used for your Gumroad purchase, then enter the one-time code sent to that email. Your active membership is checked before your private planner opens.
Can I use it on my phone?
Yes. Use Ready Payday in a phone, tablet or computer browser. There is no separate app-store download required.
Is this a one-time payment?
No. Ready Payday is an annual membership at $49 USD per year. It renews annually until canceled. Cancel renewal and retain access through the end of your paid period. Review the current terms and refund policy on Gumroad before purchasing.
MAKE YOUR NEXT PAYDAY CLEARER